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Cover & Cargo

Comparisons

UnderCover UltraFlex vs BAKFlip MX4

Nearly identical on paper. One of them is rated to be driven with the cover folded open, and that is the whole decision.

By Michael W. · Published October 5, 2026

Rear view of a white pickup truck in a parking garage at night

Cover & Cargo earns a commission from qualifying purchases made through links on this page, at no extra cost to you. It does not change what we recommend or the order we rank things in — here is how we choose and here is the full disclosure.

What this is based on: published manufacturer specifications and warranty terms, cited on each cover; independent published tests where they exist, named and linked; and verifiable owner reports of specific failure modes. We have not fitted these covers to a truck, we do not run a test lab, and we do not claim a test we did not run. Where the evidence for a cover is thin, the page says it is thin.

Quick picks

#CoverBest forScorePrice
1
Man in a showroom examining the bed of a pickup truck, reflecting natural curiosity
UnderCover UltraFlexThe folding cover built to be driven open: it folds to the cab and the maker states you can drive that way, which is the single most useful thing a folding cover can offer a person hauling tall loads.
If loads are tall8.4out of 10
2
Rear view of a white pickup truck in a parking garage at night
BAKFlip MX4The default hard folding cover, and the one most buyers should start from: 400 lb rating, a 5-year warranty, 100 percent bed access, and a seal design the maker revised specifically to stop bulkhead seepage.
If they are not8.4out of 10

Scores are our own editorial judgment on the rubric published at our editorial policy page, weighing security, weather sealing, bed access, install effort, durability, value. They are read off published specifications, warranty terms and sourced owner reports. They are not measurements we took, and they are not user ratings.

The short answer

Both: 400 lb, 5-year warranty, 30-minute no-drill install, matte black. On the spec sheet these are the same cover.

The UltraFlex is published as safe to drive with the cover folded open. The MX4 makes no such claim, and neither does anything else in our registry.

Read UnderCover's towing clause before you buy: do not tow the vehicle from the rear with the cover on.

How similar they are

UnderCover UltraFlex and BAKFlip MX4
UnderCover UltraFlexBAKFlip MX4
Load rating400 lb, evenly distributed400 lb, evenly distributed
Warranty5-year limited5 years, not transferable
Install30 minutes or less, no drilling on most30 minutes or less, no drilling on most
ConstructionAluminum with a high-density polymer coreMulti-layer aluminum, polymer-reinforced tops
FinishMatte blackTextured matte black
Bed access100 percent all the time - rated to drive folded open100 percent, folds flush against the cab
Published cautionDo not tow the vehicle from the rear with the cover onNone published in the specification

These are two of the closest-matched covers in this registry. The differences below are small except for one, and that one is in the bed access row.

The difference that matters

UnderCover publishes the UltraFlex as giving “100 percent bed access — all the time”, folded to the cab, and states you can safely drive with the cover fully open.

No other cover in this registry makes that claim, and the absence is not an oversight. A folding cover driven open is a large flat panel standing upright in an airstream, and most manufacturers would rather not warrant that. UnderCover does.

If you ever carry a refrigerator, a stack of lumber, bikes upright, or anything else taller than the bed rails more than once or twice a year, that single published capability is worth more than any other difference between these two covers.

The clause to read first

UnderCover's published warranty text states: do not tow your vehicle from the rear with the cover on. If you ever flat-tow or dolly the truck from the rear — a real scenario for anyone who tows a vehicle behind an RV, or who has had a breakdown — read that clause in full before you buy.

It is specific, it is published, and it is the kind of thing nobody notices until it matters.

The verdict

Buy the UltraFlex if tall loads are part of your life. The driven-folded rating is the only thing on this page that is genuinely unavailable elsewhere.

Buy the MX4 if they are not. It matches on rating, warranty length and install time, publishes a revised seal design aimed specifically at bulkhead seepage, and comes without the rear-towing caveat.

If you want the tailgate seal instead

UnderCover's ArmorFlex publishes a dual-action tailgate seal that lets the tailgate drop without unlatching the cover. Same 400 lb and 5-year terms, with original-owner registration required — on the folding covers page.

The picks in detail

#1 · Carrying tall loads often

UnderCover UltraFlex

UnderCover · Hard folding

The folding cover built to be driven open: it folds to the cab and the maker states you can drive that way, which is the single most useful thing a folding cover can offer a person hauling tall loads.

Security8.5
Weather sealing8.0
Bed access9.0
Install effort9.0
Durability8.5
Value7.5
8.4overall, out of 10

What it does well

  • Rated to be driven with the cover folded open — most folding covers simply do not say this
  • 400 lb evenly distributed rating with a 5-year warranty behind it
  • Polymer core gives the panel more dent resistance than a hollow aluminum skin

Where it gives way

  • Folded to the cab it still consumes bed length, driving or parked
  • UnderCover's warranty specifically rules out rear-towing the vehicle with the cover on — read it before you flat-tow
  • Matte finish needs a dedicated protectant rather than wax

Skip it if: Towing from the rear with the cover fitted — UnderCover's own warranty says not to.

Published specifications for UnderCover UltraFlex
ConstructionAluminum with a high-density polymer core
FinishMatte black
Load rating400 lb, evenly distributed
Warranty5-year limited
Stated install time30 minutes or less
DrillingNone on most applications
Bed access100 percent, all the time — rated to drive folded open

Specifications read from RealTruck — UnderCover UltraFlex (Gen 3) published specifications.

Check price on Amazon

#ad We show no price until we can verify one. How this is funded

Man in a showroom examining the bed of a pickup truck, reflecting natural curiosity
Stock photograph, not this cover. We have no product image for the UnderCover UltraFlex and will not pass one off.

#2 · Most truck owners

BAKFlip MX4

BAK Industries · Hard folding

The default hard folding cover, and the one most buyers should start from: 400 lb rating, a 5-year warranty, 100 percent bed access, and a seal design the maker revised specifically to stop bulkhead seepage.

Security8.5
Weather sealing8.5
Bed access8.0
Install effort9.0
Durability8.5
Value8.0
8.4overall, out of 10

What it does well

  • 400 lb evenly distributed rating is at the top of the folding class, and it is published rather than implied
  • The revised EPDM perimeter seal plus drain system targets the bulkhead, which is where folding covers actually leak
  • Folds flat against the cab for full bed access without taking the cover off the truck
  • 5-year warranty is longer than most hard folding covers in the same bracket

Where it gives way

  • Folded open it occupies roughly the front third of the bed — the published 100 percent access means the bed is reachable, not that the space is free
  • Textured black finish shows water spotting on dark trucks more than a gloss panel does
  • No published figure for cover weight, so the one-person-install question is unanswered by the maker

Skip it if: Anyone who needs the bed open and covered at the same time all day. Folded against the cab it eats the front third of the bed, and nothing folding escapes that.

Published specifications for BAKFlip MX4
ConstructionMulti-layer aluminum, polymer-reinforced top panels
FinishTextured matte black
Load rating400 lb, evenly distributed
Warranty5 years
Stated install time30 minutes or less
DrillingNone required on most trucks
Bed access100 percent — folds flush against the cab
SealingEPDM perimeter seals, integrated drainage

Specifications read from RealTruck — BAKFlip MX4 (Gen 3) published specifications.

Check price on Amazon

#ad We show no price until we can verify one. How this is funded

Rear view of a white pickup truck in a parking garage at night
Stock photograph, not this cover. We have no product image for the BAKFlip MX4 and will not pass one off.

Common questions

What is the difference between the UnderCover UltraFlex and BAKFlip MX4?

Almost nothing on the spec sheet — both publish 400 lb, a 5-year warranty and a 30-minute no-drill install in matte black. The one real difference is that UnderCover publishes the UltraFlex as safe to drive with the cover folded open, which no other cover in our registry claims.

Can you drive with a tonneau cover folded open?

On the UnderCover UltraFlex, yes — UnderCover publishes it as giving 100 percent bed access all the time and states you can safely drive with the cover fully open. Most manufacturers make no such claim, which is why you should not assume it for other covers.

Can you tow a truck with an UnderCover cover fitted?

UnderCover's published warranty text says not to tow the vehicle from the rear with the cover on. If you flat-tow or dolly the truck from the rear, read that clause in full before buying.

Which cover seals better, the UltraFlex or the MX4?

BAK publishes a revised EPDM perimeter seal and tight-fit clamp design on the MX4 aimed specifically at seepage between the cover and the bed rails, plus integrated drainage. UnderCover's published specification for the UltraFlex is less detailed on sealing, so the MX4 has the better-documented case.

Sources

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